Privacy Policy
Effective date: 3-13-24 (the “Site”) is owned and operated by Living Savvy. Living Savvy can be contacted at:  Living Savvy is dedicated to respecting the privacy of you your personal information, and this privacy policy describes what information is being collected form you and how that information is being used.  The term “you” refers to anyone who uses, visits and/or views this website.


The purpose of this privacy policy (this “Privacy Policy”) is to inform users of our Site of the following:

  1. The personal data we will collect;
  2. Use of collected data;
  3. Who has access to the data collected;
  4. The rights of Site users; and
  5. The Site’s cookie policy.

This Privacy Policy applies in addition to the terms and conditions of our Site.


By using our Site users agree that they consent to:

  1. The conditions set out in this Privacy Policy; and
  2. The collection, use, and retention of the data listed in this Privacy Policy.

By visiting and using the website, you accept and agree to be bound by this privacy policy. Your continued use of the website constitutes your acceptance of this policy. You must not access or use the website if you do not wish to be bound by this Privacy Policy.

Personal Data We Collect

We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.

Data Collected Automatically

When you visit and use our Site, we may automatically collect and store the following information:

  1. IP address;
  2. Location;
  3. Clicked links; and
  4. Content viewed

This website automatically collects certain information about you through Log Data and Google Analytics. Log Data is information about your computer’s Internet Protocol Address, which is your “IP” address, browser information, Internet Service Provider’s information, your operating system, and your browser type. Similarly, Google Analytics collects certain information about your location, browsing history, the pages you visit, equipment you used to access the website, traffic patterns, and other general patterns related to your use of the website.

This information is used to analyze website statistics related to user behavior and interests, improve our performance and your use of the website and to further enhance our products and services offered to you.

Other Personal Data Collection

Information is collected when you register on the site, subscribe to our newsletter, contact us, search our website, provide comments on posts, fill out a form, survey, or any other form of communication on the website.

This personal information is used to customize your user experience, improve the website, customize advertisements to you, provide you offers or promotions and to follow up with you through correspondence.

We may also use this information to provide you with offers and promotions from our partners and/or our affiliates in exchange for a commission without additional cost to you.

How We Use Personal Data

Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy.

The data we collect automatically is used for the following purposes:

  1. Analytics
  2. Enhanced Web User Experience
  3. Website Performance Enhancements
  4. Promotional offers
  5. Personalized Advertising
  6. Correspondence with you
  7. Partner/Affiliate Promotions and Offers

Who We Share Personal Data With


We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.

Other Disclosures

We may disclose your information to our trusted third parties that work with us.  Examples may include web hosting partners, email or marketing service providers, other web partners assisting with the website, and any other affiliate or subsidiary partners.

We will not sell or share your data with other non-related third parties, except in the following cases:

  1. If the law requires it;
  2. If it is required for any legal proceeding;
  3. To prove or protect our legal rights; and
  4. To buyers or potential buyers of this company in the event that we seek to sell the company.

If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.

How Long We Store Personal Data

User data will be stored until the purpose the data was collected for has been achieved.

How We Protect Your Personal Data

While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore, we are unable to guarantee the security of user data beyond what is reasonably practical.

By using this website, you agree to hold us harmless for any security breach and for any unauthorized use of your personal information by third parties. You also agree that we cannot be held responsible for any disclosure of your information through our website without our knowledge and consent.


We do not knowingly collect or use personal data from children under 13 years of age. All information and content on this website is intended for individuals over the age of 18. Children under the age of 13 are prohibited from using this website.  If we learn that we have collected personal data from a child under 13 years of age, the personal data will be deleted as soon as possible. If a child under 13 years of age has provided us with personal data their parent or guardian may contact us to have that information deleted.

How to Access, Modify, Delete, or Challenge the Data Collected

If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to who we disclosed your personal data, or if you would like your data to be deleted or modified in any way, please contact

Do Not Track Notice

Do Not Track (“DNT”) is a privacy preference that you can set in certain web browsers. We do not track the users of our Site over time and across third party websites and therefore do not respond to browser-initiated DNT signals.

Cookie Policy

A cookie is a small file, stored on a user’s hard drive by a website. Its purpose is to collect data relating to the user’s browsing habits. You can choose to be notified each time a cookie is transmitted. You can also choose to disable cookies entirely in your internet browser, but this may decrease the quality of your user experience.

We use the following types of cookies on our Site:

  1. Functional cookies: Functional cookies are used to remember the selections you make on our Site so that your selections are saved for your next visits;
  2. Analytical cookies: Analytical cookies allow us to improve the design and functionality of our Site by collecting data on how you access our Site, for example data on the content you access, how long you stay on our Site, etc;
  3. Targeting cookies: Targeting cookies collect data on how you use the Site and your preferences. This allows us to personalize the information you see on our Site for you; and
  4. Third-Party Cookies: Third-party cookies are created by a website other than ours. We may use third-party cookies to achieve the following purposes:
    1. Monitor user preferences to tailor advertisements around their interests.

Email Marketing

We offer users the option to voluntarily sign up or subscribe to marketing emails.  By voluntarily  subscribing, you agree to receiving newsletters, emails, promotional materials, and any other content related to this website. Email messages you send along with your email address will be saved for the purpose of correspondence with you.  We do not share, sell or trade your email information with third parties except as otherwise stated in this privacy policy.

Third-Party Links and Other Use

This website may contain third-party links to products or services. When you click on a third-party link and leave this website, you are no longer bound by this website’s Privacy Policy and Terms and Conditions.

This website may include embedded content from other websites which behave in the same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

This website may use Google Adsense advertising along and various other third-party advertising. Google is a third-party that uses cookies to serve ads on the website for the purpose of providing a positive user experience. The purpose of these cookies is to serve ads based on a user’s prior visits to the website. You can opt out of Google by visiting their privacy policy and ad settings.

We have no control over these third-parties and are not responsible for the activities and practices of these third-parties.  These third-parties have their own privacy policies and you should  contact them directly and read their privacy policies for any questions. Use of these third-party websites is solely at your risk.

Social Media and Other Communications

Users that contribute comments to this website understand that those comments and all related metadata will remain and be retained indefinitely. 

This website includes social media accounts as well as sharing options.  Social media sites (Facebook, Pinterest, Instagram, Twitter, etc.) can track your personal information. If you interact with us on social media, please note that you will be voluntarily disclosing that personal information, and that information is no longer private, and in effect is now public information that can be collected and used by others. We have no control over and take no responsibility for the use, storage or dissemination of such publicly disclosed personal information by you.

Any such interactions via comments and social media with us do not subject us to any kind of liability related to misuse of your information by others.


This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. Any modifications to this privacy policy will be effective upon our publishing of the new terms, and your continued use of our website after the posting of any updates constitutes your acceptance of our modified privacy policy. You are responsible for visiting this page periodically to check for future updates to this policy.

Ezoic Annual Requests

Contact Information

For any questions or comments regarding the privacy policy, please contact us at

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