Terms and Conditions

https://www.Living-Savvy.com
Effective date: 3-13-24

These terms and conditions (the “Terms and Conditions”) govern the use of https://www.Living-Savvy.com (the “Site”). This Site is owned and operated by Living Savvy. This Site is a blog. By using this website, you accept and agree to be bound by these Terms and Conditions including our Disclaimer and Privacy Policy posted on the website and incorporated herein by reference.

The term “you” refers to anyone who uses, visits and/or views the website.

By using this Site, you indicate that you have read and understand these Terms and Conditions and agree to abide by them at all times. Living Savvy reserves the right to modify these terms and conditions in its sole discretion at any time without notice and by using the website, you accept those amendments.  It is your responsibility to periodically check the website for updates.

THESE TERMS AND CONDITIONS CONTAIN A DISPUTE RESOLUTION CLAUSE THAT IMPACTS YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES. PLEASE READ IT CAREFULLY.

Age

All information and content on this website is intended for individuals over the age of 18. Children as defined in our Privacy Policy are prohibited from using this website.

Disclaimer and Privacy Policy

Your acceptance of our Disclaimer and Privacy Policy are expressly incorporated into these Terms and Conditions. Please review Disclaimer and Privacy Policy for more information.

Intellectual Property

All content published and made available on our site is the property of Living Savvy and the site’s creators. This includes, but is not limited to posts, images, text, logos, documents, designs, media, graphics, audio, computer code, videos, services, downloadable files and anything that contributes to the composition of our site (collectively, the “Content”) is owned by Living Savvy and is protected by copyright, trademark and other intellectual property and unfair competition laws, with the exception of content from others that we are legally permitted to use.  You agree not to copy, duplicate, steal, change, display, distribute, license, or otherwise use this Content in any way, without prior written consent.  You are solely responsible for any violations of these terms and conditions.

User Contributions

Users may post the following information on our Site:

  • Public comments.

By posting publicly on our site, you agree not to act illegally or violate these Terms and Conditions.

Accounts

When you create an account on our Site, you agree to the following:

  1. You are solely responsible for your account and the security and privacy of your account, including passwords or sensitive information attached to that account; and
  2. All personal information you provide to us through your account is up to date, accurate, and truthful and that you will update your personal information if it changes.

We reserve the right to suspend or terminate your account if you are using our site illegally or if you violate these Terms and Conditions.

Third-Party Goods and Services and Third-Party Links

Our Site may offer goods and services from third parties. We cannot guarantee the quality or accuracy of goods and services made available by third parties on our Site.  This website contains links to third-parties many of which we serve as an affiliate for.  If you click a third-party link and leave this site, you are no longer bound by these terms and conditions.  We are not responsible for the content, policies, or practices of any third-party website or service linked to on our site. It is your responsibility to read the terms and conditions and privacy policies of these third-party websites before using these sites.

Termination

We reserve the right to terminate or revoke your use of our website at any time for any reason, without notice.

No Warranties

All content, information, products and/or services on the website are “as is” and “as available” basis without any representations or warranties of any kind including the warranties of merchantability or fitness for any purpose, express or implied to the full extent permissible by law. Company makes no representations or warranties as to the content, information, materials, products and/or services provided on this website. Company makes no warranties that the website will perform or operate to meet your requirements or that the information presented here will be complete, current or error-free. Company disclaims all warranties, implied and express for any purpose to the full extent permitted by law.

Limitation of Liability

You agree that under no circumstances, we or anyone else working with us shall be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other damages resulting from your use of this website including but not limited to all the content, information, products, services and graphics presented here.

You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of the personal and any information you provide, outcome of your actions, personal and business results, and for all other use in connection with the website.

You also expressly agree that we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall not be liable to you for any damages resulting from 1) any errors or omissions on the website, delay or denial of any products or services, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to the website; 3) any theft or unauthorized access by third party of your information from the website regardless of our negligence; and 4) any use or misuse of the information, products and/or services offered here.

This limitation of liability shall apply whether such liability arises from negligence, breach of contract, tort or any other legal theory of liability. You agree that we provide no express or implied guarantees to you for the content presented here, and you accept that no particular results are being promised to you here.

Indemnification

Except where prohibited by law, by using this Site you indemnify and hold harmless Living Savvy and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Site or your violation of these Terms and Conditions.

Applicable Law

These Terms and Conditions are governed by the laws of the State of Kansas.

Dispute Resolution

You expressly waive your right to bring any legal claims, now or in the future arising out of or related to the website and our products/services. In the event of any dispute, claim or controversy arising out of or relating to your use of this website, the terms and conditions shall be construed in accordance with the rules and regulations of the state of Kansas and United States.

Subject to any exceptions specified in these Terms and Conditions, if you and Living Savvy are unable to resolve any dispute through informal discussion, then you and Living Savvy agree to submit the issue first before a non-binding mediator and to an arbitrator in the event that mediation fails. Any mediator or arbitrator must be a neutral party acceptable to both you and Living Savvy.

You agree to resolve any disputes or claims through mandatory arbitration in the state of Kansas and shall bear the full cost of arbitration as permitted by law. The decision of the arbitrator will be final and binding. You also agree that in the event a legal claim is initiated after the required arbitration, the prevailing party shall be entitled to recover reasonable attorney’s fees and other costs associated with the legal action.

Entire Agreement

These Terms and Conditions along with our Privacy Policy and Disclaimer constitutes the entire agreement between you and us with respect to this site.

Severability

If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid.

Changes

These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Site and the way we expect users to behave on our Site. Your continued use of the website after posting of any changes to our Terms and Conditions constitutes your acceptance of those changes and updates. You must not access or use the website if you do not wish to be bound by these Terms and Conditions.

Contact Details

Please contact us if you have any questions or concerns. Our contact details are as follows: Email: LiveitSavvy@gmail.com

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